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El Paso Area Teachers Federal Credit Union Offering 3.44% APY 60-Month CD

El Paso Area Teachers Federal Credit Union Offering 3.44% APY 60-Month CD

Author: Sol Nasisi on May 25, 2011

If you're lucky enough to live in El Paso, then you can become a member of El Paso Area Teachers FCU and open their 3.44% APY 60-Month CD. That's the best 60-month CD in the United States according to the BestCashCow database.

If you're lucky enough to live in El Paso, then you can become a member of El Paso Area Teachers FCU and open their 3.44% APY 60-Month CD. That's the best 5-year CD rate in the United States according to the BestCashCow database.

This is a jumbo CD, so the minimum balance is $50,000. Membership to El Paso Area Teachers is open to anyone living or working in El Paso County.

El Paso Area Teachers is a relatively big credit union with $420 million in assets. The credit union is NCUA insured and has a low Rexas Ratio of 1.08% versus a national average of 11.64% (lower is better - a lower Texas ratio means the bank has less fewer delinquent loans on its books versus its overall capital). The credit union has 8 locations in El Paso Country (see each location on a map).

If you don't live in El Paso County, find other great local and national CD rates for your area by clicking on the CDs tab above.

Sol Nasisi: Sol Nasisi is the co-founder and a past president of BestCashCow, an online resource for comprehensive bank rate information. In this capacity, he closely followed rate trends for all savings-related and loan products and the impact of rate fluctuations on the economy. He specifically focused on how rates impact consumers' ability to borrow and save. He also has authored a wee